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You are faced with a problem. Or you have a goal. There are always many options, or paths. You can always decide “not to decide.” That means: “Do nothing.” Inertia is strong force.

Some problems do get resolved on their own. However, efficient decision makers seldom sit tight and do nothing – ignoring dangers, opportunities or unfolding facts.… Read More


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Precious Metals? As a practical matter, when you buy gold coins you pay a 3-5% premium and when you sell you do so at a 3-5% discount. It is not so easy to “make money” when you need the product to go up 6-10% just to break even. Is this the top of the market? I don’t know, but when prices are at all time highs, it is not generally the best time to buy.… Read More